保險公司拒賠數十億美元虧損 大聯盟一狀 - 棒球閒聊

By Necoo 
at 2020-12-05T18:58
at 2020-12-05T18:58
Table of Contents
看了一下新聞內文 
 
有點不知道當初到底是保了什麼
 
也要看米國的保險法相關規定和具體當初簽定的條款是什麼
 
 
有人在推文說 溫網是因為本來就有保瘟疫險所以有賠
 
 
一般來說保險如果沒有特別像這樣說是"溫疫險"的話
 
戰爭、天災、法定傳染病是除外的 可以不賠
 
 
這裡的天災是指那種突然沒來由的森林大火、火山爆發、海嘯、土石流、淹水、地震…等
 
 
(地震有額外地震險)
 
 
 
停賽因素 如果是人為失火(不管是故意或是使用不當)之類的 才會賠吧…
 
 
 
 
 
比如說今年武漢肺炎來說好了
 
被列入法定傳染病
 
"因武漢肺炎住院等醫療費用" 保險公司是可以除外不理賠的
 
但幾間台灣的龍頭都有出來說可申請理賠 (可能總金額也不高 做個形象)
 
 
 
 
 
去年12強不也是有新聞說保險公司不保選手嗎?
 
喬很久才有公司願意出來開商品。
 
 
 
其實有點常識都嘛知道
 
選手講比賽裡受傷,都嘛要特定條款的保險才會賠啊……
 
 
旅平險運動比賽受傷也是除外的啊
 
 
--
    有點不知道當初到底是保了什麼
也要看米國的保險法相關規定和具體當初簽定的條款是什麼
有人在推文說 溫網是因為本來就有保瘟疫險所以有賠
一般來說保險如果沒有特別像這樣說是"溫疫險"的話
戰爭、天災、法定傳染病是除外的 可以不賠
這裡的天災是指那種突然沒來由的森林大火、火山爆發、海嘯、土石流、淹水、地震…等
(地震有額外地震險)
停賽因素 如果是人為失火(不管是故意或是使用不當)之類的 才會賠吧…
比如說今年武漢肺炎來說好了
被列入法定傳染病
"因武漢肺炎住院等醫療費用" 保險公司是可以除外不理賠的
但幾間台灣的龍頭都有出來說可申請理賠 (可能總金額也不高 做個形象)
去年12強不也是有新聞說保險公司不保選手嗎?
喬很久才有公司願意出來開商品。
其實有點常識都嘛知道
選手講比賽裡受傷,都嘛要特定條款的保險才會賠啊……
旅平險運動比賽受傷也是除外的啊
--
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